Article

Community

Creed

Loneliness

12 May 2023

6 min read

Of singular value

A new report on relationships caught the media headlines. Lauren WIndle is inspired by its take on being single.

Lauren Windle

Lauren Windle is an author, journalist, presenter and public speaker.

A man walks along a street past a orange wall with a huge 'Good' written in cursive script on it.

Photo by Volkan Olmez on Unsplash.

A friend of mine used to work at Lambeth Palace. She had a sister and brother-in-law who were based abroad and one of their visits happily coincided with fireworks night. As a treat, she decided to take her relatives to Lambeth Palace’s display – apparently the gardens are beautiful, and the glistening bursts of colourful light only served to illuminate and enhance its horticultural charm. The evening was perfect, aside from one snag; her brother-in-law, from Uganda, was struggling to cope with the bitter cold of a crisp November evening in the UK. But he needn’t have worried for long. Noticing his distress, Archbishop of Canterbury Justin Welby, nipped upstairs to his living quarters and descended with a woolly hat to keep the chill away from the shivering visitor.

This is when I moved from the casual indifference, that I have towards all public figures that I don’t know personally, to really liking Justin Welby. The story endured so much in fact, that even when he politely declined to endorse my book – citing time constraints, it didn’t shake my resolve that he was a man with a good heart, albeit a busy schedule.

I was left with the overwhelming feeling that Justin Welby was telling me to love and care for my fellow man. To hand out woolly hats, if you will.

He has once more come up trumps in my eyes with last week’s publication of Love Matters, a 236-page report on examining relationships and families. It is the third of a trilogy of commissions from the archbishops of Canterbury and York, with the first two focusing on housing and social care.

The report is broadly aimed at informing the actions of the government and Church of England but offers a message to us all. The five key messages are; we need to put more value on families – whatever set-up they have, we need to support relationships and manage conflict well, we need to honour single people and not place such emphasis on romantic love, we need to invest in our children and young people and we all need to work towards a kinder, fairer and more forgiving society.

These, we can all agree, are noble aims. As I read through the detailed communiqué, I was left with the overwhelming feeling that Justin Welby was telling me to love and care for my fellow man. To hand out woolly hats, if you will.

The mainstream media also made noises of approval as the passages on the value of single people gained a huge amount of traction in the press – including a front-page article in The Times.

As the author of a book that directly challenges the Church’s response and treatment of single people, I felt a warm glow. I felt hopeful for change and that a glaring problem had been given the recognition it deserved. The mainstream media also made noises of approval as the passages on the value of single people gained a huge amount of traction in the press – including a front-page article in The Times. The publicity was so far reaching that I even got a message from a friend and features editor at The Sun saying she thought it was a “very Windle sounding message from the Church”. But not everyone in the Christian community shared my (and her) enthusiasm.

This isn’t due to the content of the report, but rather its omissions. The grumbles I’ve heard have accused it of being “weak” and “waffling” in its message and people have been disappointed that it isn’t more forthright in its promotion of marriage. But I would argue that, in church circles, marriage gets enough airtime.

There’s no question in the Church that marriage is important. There is implicit beauty in committing to combine your life with another person – prioritizing someone over everyone else (including yourself), loving, caring for, supporting and encouraging that person. Through the Bible God says it is not good for anyone to be alone. God blesses marriage. God encourages people to go forth and multiply). But somewhere in the mix, Christians stopped celebrating marriage and started idolising it.

I’ve heard of... people being relegated to “all-singles groups” (the equivalent of the kids’ table at Christmas).

Researcher David Voas conducted a quantitative analysis of Church life with a survey and found the majority of English church attendees are married. He said:

“It’s hardly an exaggeration to say that in England individuals don’t go to church, couples do.”

People who run churches are usually married men and their partners take up a first-lady position in doting support. Single Friendly Church’s survey (2012) found 43 per cent of single people felt their church didn’t know what to do with them.

Ministry for single people, if it exists, is often an afterthought and not engineered in a way that makes it appealing to potential attendees. Two thirds of people in the single friendly church’s survey said they felt being married is the expected and accepted lifestyle in the Church. So much so that the Church is based around the school calendar with everything effectively shutting down over August.

I’ve heard of people trying to set up initiatives for single people but being told by church leaders that, as they themselves were single, they probably weren’t best placed. I’ve heard of “pairs and spares” dinners and people being relegated to “all-singles groups” (the equivalent of the kids’ table at Christmas).

It’s high time we recognised that being single isn’t a state to progress out of, or level up from. It is not a waiting room for the as yet unchosen.

To add insult to injury, there are churches that won’t allow unmarried people into positions of leadership. One study found that half the American churches quizzed wouldn’t allow a single person to run a house group. To be clear, this means that Jesus would not be qualified. This hypocrisy received acknowledgement in the Love Matters report. It said:

“The Commission believes strongly that single people must be valued at the heart of our society. Jesus’ own singleness should ensure that the C of E celebrates singleness and does not regard it as lesser than living in a couple relationship. Loving relationships and being able to give and receive love matter to everyone.”

Given this climate in the Church and the fact that outside of it, more and more people are remaining single, the report’s emphasis on the equality of singleness isn’t “weak” but vital. It’s high time we recognised that being single isn’t a state to progress out of, or level up from. It is not a waiting room for the as yet unchosen. It is a valid and valuable life stage that is equal but different to marriage.

For too long Christians have tried to “solve” singleness with marriage. Rather than solving the problems associated with singleness, i.e. loneliness, absence of deep and intimate love, with community and family (in whatever form it takes). I don’t believe that by platforming the value of singleness, that we detract from the value of marriage. It’s not a seesaw whereby one must fall for the other to rise.

Another blow that hits me hard, is that this report is highlighting what the world outside the Church has been aware of for years. Books like The Unexpected Joy of Being Single and What a Time To Be Alone confirm the inherent value of both single people and the time a person spends single (whether for now or for life). This is recognised by the Bible, particularly by Paul in his letters, but rarely highlighted in the Church. It seems like a shame that Carrie Bradshaw and the Sex And The City ladies did more for affirming singleness than our spiritual leaders.

But not anymore. Justin Welby has thrown his woolly hat in the ring. He’s standing up for the value of each person, married or single, each relationship, romantic or platonic, and each family, genetic or otherwise. And you won’t catch any grumbling from me.

Explainer

Comment

Economics

29 October 2024

6 min read

How to tax ethically to avoid a two-tier society

From income tax to property and inheritance taxes, which is fairer?

Laurence Fletcher

Laurence Fletcher is a journalist at the Financial Times.

Sarah Agnew on Unsplash.

Few doubt that Chancellor Rachel Reeves will be putting up taxes when she presents her first Budget on October 30th.

The political narrative of recent months has very much been of an alleged fiscal “black hole” of £22bn - or is it £40bn? - that somehow needs to be filled.

While the size of the shortfall and the identity of those responsible are both hotly disputed, and despite a lack of detail from the Treasury about what it actually consists of, the questions now being asked are not whether taxes will rise but which ones and by how much.

Months of speculation have focused on employer National Insurance, capital gains tax and freezing income tax thresholds as areas that Reeves could look to for the additional revenue.

But beyond the immediate issue of raising enough revenue to make good any shortfall, lies a deeper, trickier question about the way in which taxes should be levied for the good of society. If a government is to force people and companies to hand over their money, then what is the most ethical way to do this? Who should pay and who shouldn’t? How can tax be used to reduce inequality and build a better society?

Answering such questions is, of course, far from straightforward, because there are plenty of other factors in play.

For instance, some taxes are surely levied because they are simpler to collect. Take income tax - an unpopular measure introduced in 1799, then abolished before being reintroduced as a supposed temporary measure. It could certainly be argued that taxing people’s income - their attempt to get on in life and improve their lot in life - is less “fair” than taxing wealth that has been accumulated by someone’s ancestors years ago. Working hard and earning income is often surely a way of breaking down class divisions. But income tax - contributing 28 per cent of UK government tax take in 2023-24, according to The Institute for Fiscal Studies - has the advantage that it is relatively difficult for the average worker at a UK company to avoid it. Ease of levying it is surely a driver.

Equally, some taxes that might seem “fairer” have deliberately not been levied because of the difficulty in collecting them, and/or because to try to do so could be counterproductive.

A wealth tax, for instance, would be “economically damaging”, according to one of the UK’s highest profile tax experts Dan Neidle.

Or take the politically contentious issue of non-doms, a colonial era tax break allowing rich foreigners to avoid UK tax on overseas income. It would be fairer, the argument goes, to tax them on the whole of their income. If they are going to be resident in the UK, then surely they should be taxed like a UK resident whose home is here?

Former Chancellor Jeremy Hunt abolished this regime earlier this year but left a number of concessions that the incoming Labour government pledged to abolish. But non-doms are tax-sensitive and highly mobile, and a number of jurisdictions compete to attract them. Many are entrepreneurs and wealth creators that many countries need. Reports have suggested a clampdown could raise no money or even cost money and could drive people away.

“Housing is being treated as a commodity. The problem is, it’s not; it’s not just an asset. It has utility value and a communal and quasi-spiritual value, enabling people to feel rooted.”

Paul Williams

So, what can be done to use tax in an ethical way? Paul Williams, research professor of marketplace theology and leadership at Regent College, Vancouver and chief executive of the Bible Society, takes a Biblical perspective that he believes offers some solutions.

He takes as his starting point a story from the gospel of Matthew, where Jesus is asked whether people should pay taxes to Caesar. The question is a trap - either Jesus gives his backing to taxation that is highly unpopular with the Jewish people, or he rejects the tax in an act of rebellion against the Romans.

Jesus replies that they should “pay to the Emperor what belongs to the Emperor, and pay to God what belongs to God.” We are to pay our taxes to those in authority, but we are also to honour God.

While Williams believes that too much emphasis is placed on the Budget and political parties’ promises to be able to fix everything, and that a more radical rethink of our economy is required, he also sees room for positive tweaks to the current system.

One key area is the property market, the manifestation of so much inequality in society, with some people owning multiple houses while others cannot afford to buy one.

Williams argues that the ready availability of debt finance has allowed those who already hold assets to easily acquire properties, turning real estate into an investable asset class to the detriment of many of the poorer in society.

“The reason there’s so many homeless people and empty houses is due to debt finance. It makes it easy for a relatively small proportion of the population to acquire a large percentage of the assets.

“The system has allowed a structure in which a small advantage in the beginning can lead to big, big differences over time.”

Williams highlights parts of Devon and Cornwall that have been, he says, “completely ruined” by wealthy people from elsewhere buying second homes, leaving property “out of reach of anyone who lives and works there”.

Nevertheless, he believes taxation can be used in this area to help level the playing field.

He proposes a “pretty punitive” marginal rate of tax on ownership of more than one home. (Stamp duty only partly does the job and is a blunt instrument also affecting people moving homes, thereby makes mobility expensive).

“You want to disincentivise the way the housing market is used for speculation,” he said.

“Housing is being treated as a commodity. The problem is, it’s not; it’s not just an asset. It has utility value and a communal and quasi-spiritual value, enabling people to feel rooted.”

Buy-to-lets, meanwhile, are better than having empty second or third homes, but “wouldn’t it be better if occupiers could buy that house?” he adds.

Meanwhile, research by the Financial Times recently found a huge wealth gap between the average millennial and the top 10 per cent of millennials, who are benefiting from family wealth to accumulate substantial housing assets.

So, would increasing the rate of inheritance tax - one of the most hated of taxes - and/or lowering the threshold also help reduce some of this inequality? After all, how is it fair that one child in the UK is born to inherit large property wealth while another is born to inherit little or nothing? Or, even worse, that second child will only ever be able to afford to be the tenant of the first, paying them rent for the rest of their lives?

Williams is not a fan of inheritance tax per se, arguing that it is “not part of the package” in a Biblical image of a flourishing economy.

But he adds an important caveat: “the playing field is not level.

“There might be circumstances to impose a one-off tax on the very wealthy… if you want a transition to a more equitable society.”

Such steps are not easy to take. It is, he admits, probably “career suicide” for a politician to adopt such views. But if we are to take steps towards a fairer way of life, and avoid a two-tier society in decades to come, then maybe the conversation needs to shift this way. Perhaps the Budget could be the time to start.