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Christmas survival
9 min read

Navigating your reality of Christmas

Recounting how Christmas changed for her, Lianne Howard-Dace re-evaluates the story and experiences of the season.

Lianne Howard-Dace is a writer and trainer, with a background in church and community fundraising.

A shopping street is crowded by taxi cabs and buses while above it a Christmas illumination of an angel hangs over all.
Jamie Davies, via Unsplash.

When I became a Christian thirteen years ago, I had to figure out how I might blend the sacred and the secular and rediscover what Christmas meant to me. 

Each December, millions of people celebrate this occasion, without faith or religion necessarily playing a role. Nearly 90 per cent of people in the UK celebrate Christmas each year, despite only around 46 per cent of people identifying as Christians and only 5 per cent regularly attending church.  These people create memories for their children because they cherish the ones their parents created for them. They decorate their house because it feels good to break up the darkness of winter with a riot of light and colour. They gather with their loved ones because it’s great to have an excuse to catch up. They eat and drink together because there are few pleasures greater than enjoying Yorkshire puddings and roast potatoes with your nearest and dearest. These experiences may even be quite spiritual, though they won’t always be recognised as such. 

Of course, the secular Christmas has taken on a mythology of its own. The image I have painted above is true, but it is not the whole picture. Whatever our beliefs, we need to be careful not to make an idol of the “perfect Christmas”. Not every family can afford to eat lavishly. Not everyone has people to celebrate with. For some, late December may mark a different anniversary altogether, and be a hard time of year. Even as someone who would readily say they love Christmas, I have had my fair share of family and romantic dramas that have made some years hard.  

If all you’ve ever known each Christmas is a turkey roast and visits from Santa, how can you look beyond the gift-giving and feasting which you have previously focused on, to discover the Jesus narrative within Christmas? You do not have to discard all those other things if they bring you joy, but you will start to notice that there is more going on in the marking of this holiday than you had previously considered.  

Underneath the tinsel and baubles you will find Mary and Joseph in a cattle shed, with the infant Jesus lying in a manger. Perhaps there will be animals, and visitors bearing gifts as well. And you will think that you know the story. You’ll remember your role as a shepherd in a school play and playing silent night on the recorder. You’ll remember that Christmas is all about the birth of Jesus. And Jesus is the son of God, or something like that? 

An all-powerful God could have revealed themselves to the world in an infinite number of ways. They could have come as a giant, towering over everyone. They could have arrived in a fiery chariot pulled by snow-leopards. They could have come riding a robot, ready to overthrow the Romans. 

If the school nativity play is your primary reference point for what Christianity has to offer your life, what does it really tell you about Jesus, and why he matters? Familiarity breeds contempt. So, many people see the nativity scene year after year and dismiss it out of hand. The son of God being born as a baby 2,000 years ago is just a fairy tale. It blends in amongst the snowmen and reindeer, as just another motif of the festive season. 

The nativity has become deeply sanitised and is so far removed from our modern way of life in the Global North, that for most it can be hard to see what it is trying to tell us. And if you never enter a church or meet any Christians, who is going to show you? Even as someone who was inquisitive and interested in spiritual things, for a long time, I compartmentalised the ‘churchy’ bit of Christmas as something for other people.  

In looking again at Christmas I have found that yes, it tells us a lot about Jesus. But also, it tells us so much about God the Creator. An all-powerful God could have revealed themselves to the world in an infinite number of ways. They could have come as a giant, towering over everyone. They could have arrived in a fiery chariot pulled by snow-leopards. They could have come riding a robot, ready to overthrow the Romans.  

But instead, at a time when 30 per cent of infants didn’t live to see their first birthday, God comes to earth as a baby. A tiny human with a soft bit on the top of his head and blurry vision, who can’t stay awake for more than an hour or so, and needs his nappy changed every half hour. That speaks to me not of a God who is far, far away in some magical realm, or a God who wants to control and oppress us, but of a God who deeply understands and respects the human experience. Who is right in the amniotic fluid, and the blood, and the crap of life, with us. 

Believing that Jesus is not just the Son of God but also, somehow, Godself at the same time, can take some serious mental gymnastics when you approach it as a cerebral exercise. But when you allow yourself to see and feel the stories afresh, and ask yourself what each of them is revealing about God, God’s relationship to us and God’s relationship to our world, it can start to make an odd kind of sense.   

I remember how full my heart was when I learnt that the name you’ve maybe heard Jesus called in carols – Immanuel – actually means ‘God with us’. For me, discovering this gem hidden, tucked away beneath what I thought I knew about Christmas, was extraordinary. Because, God had been with me all along. 

God was with me that first disorientating Christmas after my parents’ divorce. God was with me when I was 19 and randomly went to Midnight Mass after four gin and tonics. God was with me when the dog ate our gingerbread house, roof and all. And God was with me when I laughed at my nephew trying his first Brussels sprout. 

But the incarnation – the humanity of Jesus – being so pivotal to my faith, I actually find great comfort in envisaging Jesus’ birth as messy and complicated, as the rest of us. 

When I think about what it means for God to become a flesh-and-blood person, I find it can be helpful to imagine the humanity of the nativity. To add a layer of realism we don’t often see. Now, I have never given birth, but unlike many childless, or childfree, people in the West, I have witnessed a birth. With the confidence gained from having endured childbirth twice already, when my mum went into labour with my brother, she refused to go to hospital. I think her exact words to my dad were, ‘The midwife can ******* come to me’.  

This happened early one June morning in 1992, and I, aged six, was awoken around 6am by my mum’s screams. Going to investigate what on earth was going on, I was surprised to find my nan open the door to my parents’ bedroom. She told me that the baby was coming, and that I should go and occupy myself by getting ready for school.  

Having had the birds and the bees talk at a relatively early age, I was quite keen to get a good look at what was going on. I couldn’t see much, as there were four or five adults crammed into the modest master bedroom of our terraced house. But I could see my mum in the birthing position, I could sense the intense nature of what was happening. And, even after my nan closed the bedroom door, I could hear the noises. Few on-screen depictions of birth have come close to really capturing what happened in our house that morning, even on my beloved Grey’s Anatomy.  

I went downstairs to make myself a bowl of cereal. I have no idea what my then three year-old sister was up to at this point, but it’s quite possible she slept through the whole thing. After watching some classic 90s kids’ TV (Playdays, anyone?) I went and changed into my little grey skirt, white polo shirt and navy sweatshirt to get ready for school. I then went to brush my teeth, only to be confronted by a disembodied umbilical cord in our bathroom sink. I must have made a commotion at this stage, because I remember the midwife coming to explain what this peculiar mass of blood and veins and tissue was, and suggest that I brush my teeth over the bath on this occasion.  

My mum couldn’t avoid hospital completely, and she and the baby went off in an ambulance; she for stitches and he for routine checks. As they were bundled off, my nan and dad came downstairs carrying the double mattress which had just welcomed my little brother into the world. It was practically soaked through and they balanced it on top of the rotary airer in our garden to dry in the spring sunshine. Of course, I delighted in the opportunity to regale my whole class with all the graphic details of this experience when I eventually arrived at school. 

It seems to me that if Jesus himself is not spared a painful, bloody death, it’s unlikely to me that Mary would be spared a painful, bloody birth. Let’s not forget that the gospels were written by men, who were likely removed from the messy women’s business of birth, and perhaps wouldn’t have seen how powerful including this might have been. 

Perhaps people find it respectful to narrate the birth of Christ in a clean and painless way. If Mary is the virgin mother of Christ, or even immaculately conceived herself, then surely she would’ve been spared the birth pains which Eve inflicted on her sisters? But the incarnation – the humanity of Jesus – being so pivotal to my faith, I actually find great comfort in envisaging Jesus’ birth as messy and complicated, as the rest of us. Perhaps Mary had terrible morning sickness throughout her pregnancy like my sister, perhaps Jesus was born earlier than expected like my cousin, perhaps he had the cord round his neck like me.  

We can take what is good and true and life-giving from wherever we find it during the Christmas period. 

It would be easy to end this article by saying that once you become a Christian and you know what Christmas is really all about, you should become worried about it being secularised and not taken seriously. You should drastically change your own behaviours and practices around Christmas. But this would miss the fact that God was already with us all along, even if we didn’t realise it.  

For those of us with a foot in both camps of the sacred and secular Christmas, the journey doesn’t end when we find faith. There are certainly things we’ll want to re-evaluate - the rampant commercialism of Christmas for one thing - but we don’t need to throw the baby out with the bath water. Having unpicked what we thought we knew about the Christian Christmas, we can rebuild, reconnect and redefine what Christmas means to us now. We can create our own traditions and work out how to interweave them with those of our friends and family who may not share our faith.  

I’ve never actually been to church on Christmas morning, because there are traditions in my family that I do not want to miss. The croissants and jam we eat for breakfast in our PJs every Christmas morning are a sign of God’s abundance. I will find a lull in the day, when others are snoozing or watching TV, to pray a prayer of gratitude for them. I will have spent the month leading up-to Christmas attending services and events to help me reflect on and anticipate the coming celebration of Christ’s birth. I’ll also have eaten a chocolate every day to help me count down to the day itself. And after we’ve had our Christmas dinner on Christmas Eve (very Scandinavian, I know), I will go to Midnight Mass. That is the moment when it works for me to really immerse myself in the faith aspects of Christmas. 

We can take what is good and true and life-giving from wherever we find it during the Christmas period. We can celebrate loved ones reuniting, and that the days will soon become longer, not in spite of what we now know about God and Jesus, but because of it – because of the richness and new dimensions it adds to our lives. When we know that everything is a gift from God, it makes the presents our friends and family have chosen for us all the more significant, not less. 

Explainer
Comment
Economics
6 min read

How to tax ethically to avoid a two-tier society

From income tax to property and inheritance taxes, which is fairer?
a pile of coins.
Sarah Agnew on Unsplash.

Few doubt that Chancellor Rachel Reeves will be putting up taxes when she presents her first Budget on October 30th.  

The political narrative of recent months has very much been of an alleged fiscal “black hole” of £22bn - or is it £40bn? - that somehow needs to be filled. 

While the size of the shortfall and the identity of those responsible are both hotly disputed, and despite a lack of detail from the Treasury about what it actually consists of, the questions now being asked are not whether taxes will rise but which ones and by how much.  

Months of speculation have focused on employer National Insurance, capital gains tax and freezing income tax thresholds as areas that Reeves could look to for the additional revenue. 

But beyond the immediate issue of raising enough revenue to make good any shortfall, lies a deeper, trickier question about the way in which taxes should be levied for the good of society. If a government is to force people and companies to hand over their money, then what is the most ethical way to do this? Who should pay and who shouldn’t? How can tax be used to reduce inequality and build a better society? 

Answering such questions is, of course, far from straightforward, because there are plenty of other factors in play. 

For instance, some taxes are surely levied because they are simpler to collect. Take income tax - an unpopular measure introduced in 1799, then abolished before being reintroduced as a supposed temporary measure. It could certainly be argued that taxing people’s income - their attempt to get on in life and improve their lot in life - is less “fair” than taxing wealth that has been accumulated by someone’s ancestors years ago. Working hard and earning income is often surely a way of breaking down class divisions. But income tax - contributing 28 per cent of UK government tax take in 2023-24, according to The Institute for Fiscal Studies - has the advantage that it is relatively difficult for the average worker at a UK company to avoid it. Ease of levying it is surely a driver.  

Equally, some taxes that might seem “fairer” have deliberately not been levied because of the difficulty in collecting them, and/or because to try to do so could be counterproductive.  

A wealth tax, for instance, would be “economically damaging”, according to one of the UK’s highest profile tax experts Dan Neidle. 

Or take the politically contentious issue of non-doms, a colonial era tax break allowing rich foreigners to avoid UK tax on overseas income. It would be fairer, the argument goes, to tax them on the whole of their income. If they are going to be resident in the UK, then surely they should be taxed like a UK resident whose home is here? 

Former Chancellor Jeremy Hunt abolished this regime earlier this year but left a number of concessions that the incoming Labour government pledged to abolish. But non-doms are tax-sensitive and highly mobile, and a number of jurisdictions compete to attract them. Many are entrepreneurs and wealth creators that many countries need. Reports have suggested a clampdown could raise no money or even cost money and could drive people away. 

“Housing is being treated as a commodity. The problem is, it’s not; it’s not just an asset. It has utility value and a communal and quasi-spiritual value, enabling people to feel rooted.” 

Paul Williams

So, what can be done to use tax in an ethical way? Paul Williams, research professor of marketplace theology and leadership at Regent College, Vancouver and chief executive of the Bible Society, takes a Biblical perspective that he believes offers some solutions. 

He takes as his starting point a story from the gospel of Matthew, where Jesus is asked whether people should pay taxes to Caesar. The question is a trap - either Jesus gives his backing to taxation that is highly unpopular with the Jewish people, or he rejects the tax in an act of rebellion against the Romans. 

Jesus replies that they should “pay to the Emperor what belongs to the Emperor, and pay to God what belongs to God.” We are to pay our taxes to those in authority, but we are also to honour God. 

While Williams believes that too much emphasis is placed on the Budget and political parties’ promises to be able to fix everything, and that a more radical rethink of our economy is required, he also sees room for positive tweaks to the current system. 

One key area is the property market, the manifestation of so much inequality in society, with some people owning multiple houses while others cannot afford to buy one. 

Williams argues that the ready availability of debt finance has allowed those who already hold assets to easily acquire properties, turning real estate into an investable asset class to the detriment of many of the poorer in society. 

“The reason there’s so many homeless people and empty houses is due to debt finance. It makes it easy for a relatively small proportion of the population to acquire a large percentage of the assets. 

“The system has allowed a structure in which a small advantage in the beginning can lead to big, big differences over time.” 

Williams highlights parts of Devon and Cornwall that have been, he says, “completely ruined” by wealthy people from elsewhere buying second homes, leaving property “out of reach of anyone who lives and works there”. 

Nevertheless, he believes taxation can be used in this area to help level the playing field. 

He proposes a “pretty punitive” marginal rate of tax on ownership of more than one home. (Stamp duty only partly does the job and is a blunt instrument also affecting people moving homes, thereby makes mobility expensive). 

“You want to disincentivise the way the housing market is used for speculation,” he said. 

“Housing is being treated as a commodity. The problem is, it’s not; it’s not just an asset. It has utility value and a communal and quasi-spiritual value, enabling people to feel rooted.” 

Buy-to-lets, meanwhile, are better than having empty second or third homes, but “wouldn’t it be better if occupiers could buy that house?” he adds. 

Meanwhile, research by the Financial Times recently found a huge wealth gap between the average millennial and the top 10 per cent of millennials, who are benefiting from family wealth to accumulate substantial housing assets.  

So, would increasing the rate of inheritance tax - one of the most hated of taxes - and/or lowering the threshold also help reduce some of this inequality? After all, how is it fair that one child in the UK is born to inherit large property wealth while another is born to inherit little or nothing? Or, even worse, that second child will only ever be able to afford to be the tenant of the first, paying them rent for the rest of their lives? 

Williams is not a fan of inheritance tax per se, arguing that it is “not part of the package” in a Biblical image of a flourishing economy.  

But he adds an important caveat: “the playing field is not level. 

“There might be circumstances to impose a one-off tax on the very wealthy… if you want a transition to a more equitable society.” 

Such steps are not easy to take. It is, he admits, probably “career suicide” for a politician to adopt such views. But if we are to take steps towards a fairer way of life, and avoid a two-tier society in decades to come, then maybe the conversation needs to shift this way. Perhaps the Budget could be the time to start.